Role-Focused Curriculum
Built around the work compliance teams actually perform, not academic theory.
- Real case scenarios & documentation
- Onboarding & review workflows
- Practical decision-making focus
Professional Standards Body
Compliance Credentials Employers Can Verify
ACBM develops standards, certifications, and accreditation across AML, KYC, customer due diligence, and AI governance — translating global regulatory expectations into practical, assessed competence, with every credential independently confirmable.
Certification Body
Professional certifications across AML, KYC, CDD, and AI governance & security, benchmarked against FATF, FinCEN, and international guidance.
Accreditation Partner
Formal evaluation of compliance training providers against published criteria — with conditions and refusals where the evidence does not support approval.
Independent Verification
Every certificate is accredited and blockchain-verified by ONRIGA, and confirmable by any employer through Graduate Verify — 24/7, without contacting the holder.
Employer Signal
Role-specific credentials built around the work compliance teams actually perform: file review, escalation, and documented decisions.
Why Employers Value ACBM Credentials
- Assessed, not attended: every credential is earned through a structured examination with a published pass mark
- Independently verifiable: unique Credential ID, blockchain-secured through ONRIGA, checkable in seconds
- Mapped to global expectations: competency models built against FATF, Wolfsberg, EU AI Act, NIST and ISO frameworks
- Role-specific: designed for analysts, investigators, and managers — not generic business training
- Kept current: syllabi reviewed on cycle as regulations, typologies, and AI risks change
Why Choose ACBM
Globally Recognized Certifications, Built on Global Standards
ACBM certifications are mapped to the frameworks regulators and financial institutions actually apply — across AML, KYC, customer due diligence, and AI governance. Practical, assessed, and independently verifiable. Not generic business courses.
Benchmarked Against
- FATF 40 Recommendations
- Wolfsberg Group Guidance
- FinCEN
- Basel CDD Principles
- OFAC & Sanctions Regimes
- EU AI Act
- NIST AI RMF
- ISO/IEC 42001
Every syllabus is mapped against publicly available international standards and reviewed on cycle as regulations, typologies, and emerging risks change.
Rigorous Certification
Earned through structured assessment — never awarded for attendance alone.
- Published exam blueprints & syllabi
- Scenario-based assessments
- Blockchain-verified graduate records
Specialist Pathways
Depth in niche risk areas that broad qualifications do not cover.
- Crypto, VASPs, PEPs, HNWI, NPOs
- Correspondent banking & investment funds
- AI governance & security
Career Progression
A structured route from analyst to specialist to manager, with credentials employers can confirm.
- Evidence for promotion & internal moves
- Free interview preparation resources
- Credential ID checkable by any employer
Industry-Recognized Programs
Core Compliance & AI Governance Certifications
Professional certifications for banking, fintech, and global compliance roles — benchmarked against FATF, Wolfsberg, FinCEN and international standards, and independently accredited and blockchain-verified by ONRIGA.
Anti-Money Laundering
Master in Anti-Money Laundering Compliance Specialist (MACS)
Advanced AML certification covering transaction monitoring, investigations, regulatory expectations and real-world financial crime risks.
Built on the FATF 40 Recommendations
Accredited & blockchain-verified by ONRIGA
$299$149
View Program Details
Customer Due Diligence
Internationally Certified KYC Manager (IR-KAM)
Manager-level qualification for governance, escalations, file review, and oversight across CDD teams.
For CDD managers & team leads
Accredited & blockchain-verified by ONRIGA
$299$149
View Program Details
Crypto Due Diligence
Certified Due Diligence Specialist in Cryptocurrency (CDD-CRY)
Specialisation for onboarding and monitoring crypto clients, VASPs, and high-risk blockchain typologies.
Covers Travel Rule & VASP risk
Accredited & blockchain-verified by ONRIGA
$299$149
View Program Details
AI Governance
Certified AI Governance & Security Analyst (CAIGSA)
AI governance and AI security in one credential — covering the EU AI Act, NIST AI RMF, ISO/IEC 42001, AI risk assessment, adversarial threats and human oversight controls.
No prerequisites — open to all backgrounds
Accredited & blockchain-verified by ONRIGA
$199$99
View Program Details
Specialist CDD Tracks
Build Expertise in High-Risk Customer & Sector Due Diligence
Structured certifications for VASPs, PEPs, correspondent banking, investment funds, gaming, high-risk customers and NPOs — sector-specific due diligence that broad AML qualifications do not cover, mapped to FATF, Wolfsberg and Basel CDD guidance.
Correspondent Banking
Certified Due Diligence Specialist in Correspondent Banking (CDD-CB)
CDD for Nostro/Vostro, payable-through accounts and cross-border correspondent relationships.
Mapped to Wolfsberg correspondent banking guidance
Accredited & blockchain-verified by ONRIGA
$99$29
View Details
PEP & High-Risk Individuals
Certified Due Diligence Specialist in Politically Exposed Persons (CDD-PEP)
PEP due diligence covering screening logic, SOF/SOW analysis, risk tiers and global red flags.
Mapped to FATF PEP requirements
Accredited & blockchain-verified by ONRIGA
$99$29
View Details
High Net-Worth Individuals
Certified Due Diligence Specialist in High Net-Worth Individuals (CDD-HNWI)
CDD for private banking clients, wealth structures, complex SOW reviews and offshore entities.
Private banking–level due diligence
Accredited & blockchain-verified by ONRIGA
$99$29
View Details
High-Risk Customers
Certified Due Diligence Specialist in High-Risk Customers (CDD-HRC)
CDD for PSPs, FX brokers, offshore entities and businesses with elevated ML/TF exposure.
Risk-based approach to high-risk sectors
Accredited & blockchain-verified by ONRIGA
$99$29
View Details
Non-Profit Organizations
Certified Due Diligence Specialist in Non-Profit Organizations (CDD-NPO)
CDD for NGOs, charities, foundations and cross-border humanitarian financial flows.
Aligned with FATF Recommendation 8
Accredited & blockchain-verified by ONRIGA
$99$29
View Details
Virtual Asset Service Providers
Certified Due Diligence Specialist in Virtual Asset Service Providers (CDD-VASP)
CDD for exchanges, custodians and crypto intermediaries, including Travel Rule and blockchain risk.
Covers the FATF Travel Rule & VASP guidance
Accredited & blockchain-verified by ONRIGA
$149$49
View Details
Investment Funds & Asset Management
Certified Due Diligence Specialist in Investment Funds & Asset Management (CDD-IFAM)
CDD for fund structures, distributors, intermediaries and complex investor profiles.
Investor and fund-level due diligence
Accredited & blockchain-verified by ONRIGA
$99$29
View Details
Online Gambling & Gaming
Certified Due Diligence Specialist in Online Gambling & Gaming (CDD-OGG)
CDD for remote casinos, betting platforms and high-risk gaming environments.
Due diligence for the global iGaming sector
Accredited & blockchain-verified by ONRIGA
$99$29
View Details
Official Certification
A Credential Employers Can Trust Instantly
Every ACBM certification is issued with a unique Credential ID and is fully verifiable through our Graduate Verify system — giving hiring managers immediate confidence in your qualification.
✓ Accredited & blockchain-verified by ONRIGA
- Official certificate issued directly by the American CBM Association (ACBM – USA).
- Unique Credential ID mapped to an authentic record in Graduate Verify.
- Employer verification via secure, instant lookup.
- Standardized certificate design across MACS, IR-KAM, and all CDD specializations.
- Independently accredited and blockchain-verified by ONRIGA — standards-aligned, tamper-proof, and confirmable by employers 24/7.
- Respected by compliance teams, fintechs, banks, VASPs & global hiring managers.
Sample ACBM Certificate
Global Trust
Trusted by Compliance Professionals Worldwide
ACBM certifications are chosen by analysts, managers, and onboarding teams at banks, fintechs, VASPs, and financial crime units across multiple regions.
MACS is one of the most practical AML programs I've taken. The red-flag mapping and scenario-style assessment is extremely relevant to actual FCC work.
MACS GraduateDaniel R.
AML Investigator · European Union
IR-KAM helped me strengthen escalation documentation and reviewer judgment. The structure is very close to how global CDD teams operate.
IR-KAM GraduateMarissa T.
KYC Manager · Middle East
CDD-CRY covers crypto onboarding risks far better than any certification I've seen. Clear, focused, and aligned with real VASP workflows.
CDD-CRY GraduateK. Ahmed
Crypto Compliance Analyst · Asia-Pacific
Global Trust
Credentials Built to Be Checked, Not Taken on Trust
Anyone can claim recognition. ACBM is structured so that every claim a candidate makes about an ACBM credential can be independently confirmed by the employer reading their CV.
Independently Accredited
Every certification is accredited and blockchain-verified by ONRIGA, whose framework aligns with FATF, ISO and international compliance protocols, with applications reviewed by independent sector experts.
Publicly Verifiable
Each certificate carries a unique Credential ID mapped to an authentic record in Graduate Verify. Employers confirm status in seconds, 24/7, without contacting the holder.
Assessed, Not Attended
No ACBM credential is awarded for completion alone. Each is earned through a structured examination against a published syllabus and a defined pass mark.
Mapped to Global Standards
Syllabi are benchmarked against the FATF 40 Recommendations, Wolfsberg Group guidance, FinCEN expectations and Basel CDD principles — and against the EU AI Act, NIST AI RMF and ISO/IEC 42001 for AI governance.
Published Criteria
ACBM's accreditation criteria are published in full and applied identically to external providers and to ACBM's own programmes. Applications that do not meet them are made conditional or refused.
Kept Current
Syllabi are reviewed on cycle as regulations, typologies and emerging risks change, so a credential reflects current expectations rather than the year it was issued.
Accreditation for Institutions
ACBM Accreditation for Compliance Training Providers
ACBM evaluates and accredits compliance training programs to ensure they meet global standards for AML, KYC, CDD, governance, and financial crime capability. Accredited institutions demonstrate higher credibility, structured learning governance, and recognition within the industry.
Curriculum Review & Standards Mapping
Independent evaluation of course content, learning frameworks, case-study accuracy, and mapping to industry expectations across AML, KYC, and financial crime domains.
Assessment & Examination Integrity
Review of examination validity, difficulty alignment, identity integrity controls, scoring transparency, and fairness in candidate evaluation.
Accredited Provider Recognition
Accredited institutions receive formal recognition, permission to display the ACBM Accredited Seal, and listing on our upcoming Accredited Providers Directory.
Free Learning Resource
KYC Interview Preparation Hub
Access 500 KYC, CDD, PEP, Sanctions, and Governance interview questions with detailed model answers — free, and designed to help you crack global banking & fintech roles.
Start Preparing →FAQ
Frequently Asked Questions
Certifications, exams, verification, and how ACBM credentials are recognised. Can't find what you need? Email enquiry@americancbm.org.
Are ACBM certifications internationally recognized?
ACBM certifications are pursued by compliance professionals across banking, fintech, VASPs,
and regulatory-aligned industries worldwide. Each certificate is issued with a unique
Credential ID and can be verified through the ACBM Graduate Verify system. Every ACBM
certification is independently accredited and blockchain-verified by ONRIGA
— standards-aligned, tamper-proof, and confirmable by employers 24/7.
Which standards are ACBM certifications built on?
Syllabi are mapped against publicly available international standards, including the
FATF 40 Recommendations, Wolfsberg Group guidance,
FinCEN expectations, Basel Committee customer due
diligence principles, and OFAC and international sanctions regimes. AI governance
certifications are additionally mapped to the EU AI Act, the
NIST AI Risk Management Framework and ISO/IEC 42001.
Does ACBM offer AI governance certifications?
Yes. The Certified
AI Governance & Security Analyst (CAIGSA) covers AI governance and AI security in a
single credential — including the EU AI Act, the NIST AI Risk Management Framework,
ISO/IEC 42001, AI risk identification and assessment, adversarial threats such as prompt
injection and data poisoning, and human oversight controls. It carries no prerequisites and
is open to professionals from compliance, risk, audit, KYC, IT and cyber security
backgrounds.
Are there prerequisites for ACBM certifications?
No prior certification is required for any ACBM programme. Certifications are designed to be
accessible to professionals entering a domain as well as those already working in it, with
manager-level credentials such as IR-KAM best suited to those who already carry team or
oversight responsibility.
Is there an exam for the certification?
Yes. All ACBM certifications include an exam or structured assessment that evaluates
practical capability. Assessments are designed around real-world AML, KYC, CDD and AI
governance decision-making — and no ACBM credential is awarded for course completion alone.
What is the exam format?
Examinations are delivered online and closed book, and consist of 50 multiple-choice
questions to be completed in 40 minutes. A score of
75% is required to pass. Two attempts are included with enrolment, and
results are issued instantly, with the certificate available for immediate download on
passing.
How long does it take to complete a certification?
All programmes are fully self-paced, with no fixed schedule or deadline. Most candidates
complete a specialist certification in two to three weeks, and a core certification in four
to six weeks, while working full time.
How do employers verify my certification?
Employers can verify any ACBM certificate instantly through the
Graduate Verify portal using your
Credential ID. Every certificate is also blockchain-secured through ONRIGA, so a claim on a
CV can be checked rather than assumed.
What is the difference between ACBM certifications and ACBM accreditation?
ACBM certifications are issued directly to individual professionals. ACBM Accreditation is a
formal evaluation and approval process for institutions, training companies, and
organizations that offer compliance-related education. The two functions are governed,
staffed and decided separately.
Do ACBM certifications expire?
Renewal is required every two years at $49 for core certifications and
$29 for CDD specialized certifications. Renewal keeps holders assessed
against a current syllabus — which matters in domains where regulations, typologies and AI
risks change quickly.
Which certification should I choose?
Choose by the role you are targeting. MACS suits AML analysts and
investigators moving toward senior financial crime roles. IR-KAM suits KYC
and CDD managers with oversight and escalation responsibility. The CDD specialist
tracks suit professionals working with a specific customer type or sector.
CAIGSA suits anyone taking on AI oversight responsibility from a
compliance, risk, audit, IT or security background.
Can organizations get bulk or corporate training access?
Yes. ACBM provides enterprise access for banks, fintechs, onboarding teams, and compliance
units — including structured training for analyst and manager cohorts with verifiable
certificates for every learner. Contact Professional Development at
pd@americancbm.org.
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