Certified Due Diligence Specialist in High-Risk Customers (CDD-HRC)

The Certified Due Diligence Specialist in High-Risk Customers (CDD-HRC) is a globally recognized certification that equips professionals with specialized knowledge and skills to manage customer due diligence (CDD) for high-risk customer relationships. This certification focuses on the compliance challenges associated with high-risk customers, emphasizing adherence to AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations. With a strong focus on international standards such as FATF and emerging regulatory frameworks, the CDD-HRC certification prepares candidates to handle the complex risks inherent in managing high-risk clients. This program provides practical insights into global regulatory environments, risk assessment methodologies for high-risk profiles, and enhanced due diligence techniques for high-risk customer accounts. By earning the CDD-HRC certification, professionals will demonstrate their expertise in mitigating financial crime risks in high-risk customer relationships, making them valuable assets to financial institutions and compliance teams worldwide.

Enrollment Procedure

Enrolling in any of our certifications is a seamless online process:

1. Visit the Enrollment Page
   Navigate to our website and select your desired certification program.
2. Register for the Course
   Click “Take This Course” and complete the registration form with your details.
3. Payment
   Make a secure payment through our gateway to access the course materials and LMS.
4. Access Materials
   Gain full access to study resources in e-book format via the LMS within 3 hours of enrollment.
5. Final Exam
   • Attempt the online exam consisting of 50 MCQs in 40 minutes.
   • The passing score is 75%.
   • You are allowed two attempts to pass the exam. Additional attempts can be purchased for 25% of the certification fees.
6. Instant Certification
   Upon passing the exam, your certificate will be available immediately for download and sharing in the Profile Section.

Section 1: Introduction to High-Risk Customers and Regulatory Standards

Chapter 1: Understanding High-Risk Customers

• Overview of high-risk customer categories (PEPs, NPOs, HNWIs, etc.)
• Criteria for categorizing customers as high-risk

Chapter 2: AML and KYC Regulations for High-Risk Customers

• Key AML/KYC standards applicable to high-risk customers
• Overview of FATF guidelines, sanctions compliance, and global regulations

Section 2: Enhanced Due Diligence (EDD) for High-Risk Customers

Chapter 3: Standard and Enhanced Due Diligence Requirements

• Core data collection and verification for high-risk customers
• Enhanced due diligence (EDD) process, including UBO identification

Chapter 4: Ongoing Monitoring and Risk Assessment

• Transaction monitoring and identifying suspicious activities
• Regular reviews and risk assessments specific to high-risk customers

Section 3: Risk Mitigation and Compliance Management

Chapter 5: Managing Sanctions and Adverse Media

• Conducting sanctions screening for high-risk customers
• Handling adverse media and integrating findings into risk assessments

Chapter 6: Reporting and Documentation

• Reporting suspicious activities and meeting regulatory obligations
• Record-keeping and documentation requirements for high-risk customer due diligence